Lending services for real estate investors, by real estate investors.
Non-conventional real estate loans built for serious investors. DSCR and Acquisition & Rehab financing structured around your deal — not a checklist.
Three ways to fund your next deal
Purpose-built loan products for rental, rehab, and new construction — with terms that flex around your strategy.
DSCR Rental Loans
Qualify on the property's cash flow, not your personal income. Long-term financing for buy-and-hold and BRRRR.
Acquisition & Rehab
Short-term financing to buy and renovate, then sell or refinance. Move fast on flips and value-add.
Ground Up Construction
Finance new residential builds from the ground up, with funds released in flexible draws tied to milestones.
Built by investors who've been in your shoes
Clontz Capital was founded in 2020 by brothers Ryan and Tyler Clontz. As active real estate investors, we know what financing looks like from both sides of the table.
That's why we structure loans around the deal in front of us — quick term sheets, real answers, and terms that reward experience — instead of forcing every borrower through the same checklist.
Meet the teamFrom first call to closing
A clear, five-step path — with a loan officer who keeps you informed the whole way.
Consultation
A quick call to understand your deal and goals.
Application
Share the basics — no income docs for DSCR.
Appraisal
We value the property and confirm the numbers.
Underwriting
We structure terms around your strategy.
Closing
Sign and fund — often in 15 to 30 days.
Ready to fund your next deal?
Get a term sheet in as little as 15 minutes. Talk to a lender who invests, too.
Contact us · (502) 586-3698