Lending Services for
real estate investors,
by real estate investors
Non-conventional real estate loans built for serious investors. DSCR and Acquisition & Rehab financing structured around your deal — not a checklist.
What We Offer
Loans built around your process.
DSCR Rental Loans
Our most popular product. Long-term financing that qualifies on property cash flow, not personal income — built for portfolio growth at scale.
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Acquisition & Rehab Loans
A renovate-to-sell or renovate-to-hold (BRRRR) solution for investors. Speed and leverage where it counts most.
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Ground Up Construction
Coverage built for experienced residential developers, with flexible draw schedules and fast approvals.
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Who We Are
Investor-founded.
Investor-focused.
"We look at every angle to find a solution that works for you — solutions other companies won't consider, or don't know about."
We started as real estate investors ourselves. We know what it's like to need capital fast, to have a deal that doesn't fit a conventional box, and to need a lender who actually picks up the phone. That's why Clontz Capital was built differently — with the speed of a boutique firm and the reach of a national lender.
Ryan Clontz & Tyler Clontz · Managing Partners
How It Works
From inquiry to closing,
without the runaround.
A loan officer reviews your deal or helps plan upcoming projects. No pressure — just clarity.
Submit your application and supporting documents. We keep it straightforward.
We order your appraisal through established, local appraisers who know their markets — so valuations come back fair, well-supported, and on time.
Your loan enters underwriting for final approval. We keep you informed throughout.
The deal closes and you invest. Business-to-business financing, results you can count on.
Client Results
What investors say.
"We shopped around with several lenders and ultimately chose Tyler at Clontz Capital. Not only did he have the best rate, he was professional and great to work with."
"Ryan's knowledge on the investing side paired with their variety of loan products are invaluable. Clear communication and transparency made for smooth transactions."
"An overall great experience working with Tyler and Ryan. They were quick, persistent, and detailed. Some of the best loan officers I've worked with. Looking forward to the next one!"
Get Started
Ready to fund your next deal?
Tell us about your project. We'll get back to you with a term sheet — fast.
Fund My DealThe fastest way to a term sheet? A phone call.
Reach us and let’s talk through your deal.